Is there a difference between an Oregon Wage Garnishment and an Oregon Bank Garnishment?

Yes.  On Oregon wage garnishment can last for up to 90 days and while active your employer is required to take a portion of your earnings and send it to your garnishing creditor.  If you have not done so yet, click here to access our Oregon Wage Garnishment Estimator. When a creditor issues a garnishment to your bank, the bank is required to freeze and set aside ALL the money in your account (up to the total debt listed in the garnishment papers).  If your account includes funds that can be traced to Social Security, then the bank is limited in freezing that money.

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How Long can an Oregon Wage Garnishment last?

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Under Oregon law, a Wage Garnishment can last up to a maximum of 90 days from when it is delivered.  It will stop earlier than that if the debt is paid in full. Unfortunately, there is no restriction under Oregon law to stop a creditor from issuing a new Wage Garnishment once the first garnishment expires. In addition, the garnishment restriction rules generally do not apply to state or federal agencies. Wage Garnishment Frequently Asked Questions: How Long can an Oregon Wage Garnishment last? Can I be subject to more than one Oregon Wage Garnishment? Why wasn’t I notified of…

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