Michael O’Brien’s Blog

Chapter 13 vs. Chapter 7: Determining the Best Bankruptcy Path for You There are certain situations in which you may think you need to file for Chapter 13 bankruptcy to resolve your debt problems. Rea...

Prevent probate concerns in Portland, OR, with legal guidance If you own assets and want to ensure a smooth and hassle-free transfer of your estate to your loved ones after your passing, Michael B. O'...

What You Need to Know About Chapter 13 Bankruptcy and Your Credit Report How does filing Chapter 13 affect credit scores? When considering Chapter 13 Bankruptcy due to overwhelming debt, this question...

Bankruptcy is a fantastic tool that provides individuals a second chance to rebuild their lives after enduring financial difficulties. However, some seek to abuse the bankruptcy system or commit decep...

Bankruptcy Attorney in Oregon (Portland, Bend, and Clackamas) When you file bankruptcy under Chapter 13, keeping your tax refund depends on your repayment plan as well as the total amount you will rep...

Bankruptcy Attorney in Oregon (Portland, Bend, and Clackamas) Cramdowns in Chapter 13 bankruptcy enables you to reduce a debt's principal balance to the value of the asset it is secured by. Using a Ch...

How Can You Lose Your Automatic Stay Protection Under The Bankruptcy Laws? When you file for personal bankruptcy or business bankruptcy, an automatic stay takes effect immediately, restricting your de...

Bankruptcy Attorney in Oregon The dread of foreclosure is one of the most important aspects today due to the eviction moratorium Oregon expiration. Whether you're facing financial difficulties resulti...

Debt collectors get most of their revenue from people who fall hopelessly behind on student loans, medical bills, auto loans, credit cards, and home mortgages. Collection agencies are notorious for be...

Oftentimes when we hear the word “bankruptcy”, our minds conjure up this image of losing money, being broke, selling all our properties, and having some valuables from our homes seized by creditor...