Under Oregon law, a Wage Garnishment can last up to a maximum of 90 days from when it is delivered. It will stop earlier than that if the debt is paid in full. Unfortunately, there is no restriction under Oregon law to stop a creditor from issuing a new Wage Garnishment once the first garnishment […]
Michael O’Brien’s Blog
How long do Oregon Judgment’s last?
Way too long to ignore. For non-governmental judgments, they last for 10 (yep, ten) years. And, so long as the creditor files a renewal prior to the expiration of that ten-year term, it is renewed for another 10 years. That is an awful long time. Wage Garnishment Frequently Asked Questions: How Long can an Oregon […]
Dangers of setting up a Payment Plan
If you set up a payment plan, a creditor will often want you to authorize direct payments from your bank account. Talk to your bank to make sure that once you give that authority you can stop the auto deductions. We have seen many people get into deeper trouble when a settled debt keeps deducting […]
I’m being sued in Oregon, now what?!
At the outset we need to distinguish between “civil” lawsuits and “criminal” lawsuits. This information pertains to civil lawsuits only and, since we are lawyers who help with debt problems, this is really designed to aid people being sued by a creditor for money. If you are being charged with a crime (I.e. “State v. […]
What if the garnishment is improper?
It is highly unlikely – but not impossible – that you can challenge the garnishment as improper. Except in very rare circumstances, a garnishment cannot be issued until a creditor obtains a “Judgment” against you. A judgment is simply a paper signed by a Judge that confirms you owe Creditor an amount of money. In […]
