The American Institute of Bankruptcy Attorneys has recognized the exceptional performance of Oregon’s Attorney Michael D. O’Brien as Five Years 10 Best Bankruptcy Attorney for Client Satisfaction. The American Institute of Bankruptcy Attorneys is a third-party attorney rating organization that publishes an annual list of the Top 10 Bankruptcy Attorneys in each state. Attorneys who […]
Michael O’Brien’s Blog
Do I make too much money to file for bankruptcy?
It should come as no surprise that income matters when considering bankruptcy. Yes, it is possible to make too much money to file bankruptcy. Every bankruptcy filing must be made in “good faith” and if your income is high then the court could determine the case was filed in “bad faith” and you might not […]
Portland Bankruptcy Attorneys Help Cure Mortgage Default
Sometimes people find themselves falling behind on their mortgage payments and face the dreaded “F” word = foreclosure. People may fall behind because of a medical issue or a temporary job loss. Often times these same people have restored their income such that they can make the ongoing mortgage payments but cannot write a check […]
Forgiving Medical Debt For Those In Need
On behalf of a client I recently discovered this program. Since Legacy is a not-for-profit health care provider, they have a program to forgive medical debt to those in need. If household income is below 300% of the federal poverty level and no substantial assets exist, then 100% of the medical bill will be forgiven. […]
What Pokemon Go can teach you about Asset Protection (Seriously)
Pretty much the whole world is going bonkers about the new Pokemon Go game, but for many players that signed up, they missed some pretty important stuff. Before they caught their first Pikachu, players were asked to review the terms of the contract. And they did the thing that a lot of people do when […]
