Michael O’Brien’s Blog

How Can You Lose Your Automatic Stay Protection Under The Bankruptcy Laws? When you file for personal bankruptcy or business bankruptcy, an automatic stay takes effect immediately, restricting your de...

Bankruptcy Attorney in Oregon The dread of foreclosure is one of the most important aspects today due to the eviction moratorium Oregon expiration. Whether you're facing financial difficulties resulti...

Debt collectors get most of their revenue from people who fall hopelessly behind on student loans, medical bills, auto loans, credit cards, and home mortgages. Collection agencies are notorious for be...

Oftentimes when we hear the word “bankruptcy”, our minds conjure up this image of losing money, being broke, selling all our properties, and having some valuables from our homes seized by creditor...

Mortgage Accounting Explained If you are an Oregon homeowner concerned with staying current on your mortgage then this series is for you. Today we are going to talk about mortgage accounting I will be...

5 Quick Tips to Avoid Foreclosure Few words that start with F are as worrisome as the word “foreclosure.”  There is nothing gentle or happy about that word but the reality is that good honest peo...

In many cases, the best option to deal with overwhelming unsecured and secured debts is to file for bankruptcy. Although a bankruptcy petition can remain on your credit report for several years, its n...

Successful Defense of Stay of Relief Motion in Portland, ORA chapter 13 debtor successfully defended a motion for relief from the automatic bankruptcy stay with the help of Michael D. O’Brien, our r...

What is the difference between a credit lock and a credit freeze?   You might have heard about these terms, credit freeze and credit lock. You've probably read them online or have seen them on televi...

Lawyers Can Help You With Debt Settlement When you have overwhelming debt, it can feel like there will never be an end to it. This is a serious problem that will not typically go away on its own, espe...