Michael O’Brien’s Blog

Bankruptcy is a fantastic tool that provides individuals a second chance to rebuild their lives after enduring financial difficulties. However, some seek to abuse the bankruptcy system or commit decep...

Bankruptcy Attorney in Oregon (Portland, Bend, and Clackamas) When you file bankruptcy under Chapter 13, keeping your tax refund depends on your repayment plan as well as the total amount you will rep...

Bankruptcy Attorney in Oregon (Portland, Bend, and Clackamas) Cramdowns in Chapter 13 bankruptcy enables you to reduce a debt's principal balance to the value of the asset it is secured by. Using a Ch...

How Can You Lose Your Automatic Stay Protection Under The Bankruptcy Laws? When you file for personal bankruptcy or business bankruptcy, an automatic stay takes effect immediately, restricting your de...

Bankruptcy Attorney in Oregon The dread of foreclosure is one of the most important aspects today due to the eviction moratorium Oregon expiration. Whether you're facing financial difficulties resulti...

Debt collectors get most of their revenue from people who fall hopelessly behind on student loans, medical bills, auto loans, credit cards, and home mortgages. Collection agencies are notorious for be...

Oftentimes when we hear the word “bankruptcy”, our minds conjure up this image of losing money, being broke, selling all our properties, and having some valuables from our homes seized by creditor...

Mortgage Accounting Explained If you are an Oregon homeowner concerned with staying current on your mortgage then this series is for you. Today we are going to talk about mortgage accounting I will be...

5 Quick Tips to Avoid Foreclosure Few words that start with F are as worrisome as the word “foreclosure.”  There is nothing gentle or happy about that word but the reality is that good honest peo...

In many cases, the best option to deal with overwhelming unsecured and secured debts is to file for bankruptcy. Although a bankruptcy petition can remain on your credit report for several years, its n...