The Fair Debt Collection Practices Act (FDCPA) What is the FDCPA? FDCPA stands for the Fair Debt Collection Practices Act – 15 U.S.C. § 1692 The FDCPA is a Federal Regulatory Scheme designed to limit abusive collection practices passed in the late 70s The FDCPA is a per se liability statute, meaning there is no […]
Michael O’Brien’s Blog
Qualifying For Bankruptcy In Portland
Do I qualify for bankruptcy? We get asked this question a lot and the answer most lawyers provide is “that depends.” Does anyone think that is a good answer! No way! Bankruptcy is a process that can provide immense, immediate relief to people who are overwhelmed by debt. Like anything in the law, the devil […]
Congrats to Tigard Little League!
Congratulations on wrapping up another successful season of Tigard Little League! For ten years Michael O’Brien has sponsored a team of young boys and girls playing Little League in Tigard. Special thanks to the team this year and the wonderful photograph they sent over in appreciation!
10 Things you MUST know about Non-Judicial Foreclosure
Foreclosure means a home is at risk. Most of the time this is a home that serves as the primary residence of the borrower. In Oregon, foreclosures follow one of two very different processes. We previously posted information about “Judicial Foreclosures” and the information that follows is about “Non-Judicial Foreclosures.” Next week we will compare and […]
10 Things you MUST know when facing Judicial Foreclosure
Foreclosure can be a terrifying word, but sometimes the concept is worse than the reality. After taking the time to learn a bit about foreclosure, the homeowner can take back some control and explore non-retention options on their timeline, or even better, the problem can be fixed and the home retained. In Oregon, foreclosures are […]
