Foreclosure means a home is at risk. Most of the time this is a home that serves as the primary residence of the borrower. In Oregon, foreclosures follow one of two very different processes. We previously posted information about “Judicial Foreclosures” and the information that follows is about “Non-Judicial Foreclosures.” Next week we will compare and […]
Michael O’Brien’s Blog
10 Things you MUST know when facing Judicial Foreclosure
Foreclosure can be a terrifying word, but sometimes the concept is worse than the reality. After taking the time to learn a bit about foreclosure, the homeowner can take back some control and explore non-retention options on their timeline, or even better, the problem can be fixed and the home retained. In Oregon, foreclosures are […]
Tax Refunds at Risk in Bankruptcy Case!
This time of year we meet with many people who are exploring bankruptcy options but have questions about how the bankruptcy laws may affect their right to income tax refunds owed to them but not yet received. These laws vary by state and since we practice exclusively in Oregon these comments pertain to the laws […]
Celebrity Bankruptcy Filings
I came across the attached list while reading one of my ultra dry scholarly magazines. The title of “Lights, Camera, Bankruptcy!” was catchy and the list of celebrity filers woke me up and focused my attention. Check out the list of “Real Housewives” — according to the article there have been 67 female cast members which […]
Protecting the Fresh Start – Part One: Just Dispute It!
As a bankruptcy attorney, I find that many clients share similar fears and concerns when they are contemplating a fresh start. These clients’ number one question during our initial consultation is simply stated but complicated to answer: How will this affect my credit? This question has many facets and the composition of a credit score […]
