Michael O’Brien’s Blog

By order of Governor Kate Brown, the eviction ban in Oregon which was set to expire on September 30th has been extended through December 31st.   However, this new executive order (No. 20-56 for tho...

The pandemic and resulting economic slowdown have put many people at risk of losing their housing.  The Oregon legislature has provided some protections for Oregonians who have been economically imp...

Oregon PROHIBITS rental evictions thru September 30th Oregon’s governor just signed into law an emergency bill that takes effect immediately and stops evictions in this State thru at least September...

Oregon Stops Foreclosures thru AT LEAST September 30th Oregon’s governor just signed into law an emergency bill that takes effect immediately and stops any foreclosure in this State thru at least Se...

Under Oregon law, a Wage Garnishment can last up to a maximum of 90 days from when it is delivered.  It will stop earlier than that if the debt is paid in full. Unfortunately, there is no restriction...

Way too long to ignore.  For non-governmental judgments, they last for 10 (yep, ten) years.  And, so long as the creditor files a renewal prior to the expiration of that ten-year term, it is renewed...

If you set up a payment plan, a creditor will often want you to authorize direct payments from your bank account.  Talk to your bank to make sure that once you give that authority you can stop the au...

At the outset we need to distinguish between “civil” lawsuits and “criminal” lawsuits.  This information pertains to civil lawsuits only and, since we are lawyers who help with debt problems,...

It is highly unlikely – but not impossible – that you can challenge the garnishment as improper.  Except in very rare circumstances, a garnishment cannot be issued until a creditor obtains a “J...

The first step is to pick up the phone.  Every garnishment issued in Oregon will have the name of the creditor and a phone number to call.  Call them up and talk. Before telling them the garnishment...