Michael O’Brien’s Blog

It is highly unlikely – but not impossible – that you can challenge the garnishment as improper.  Except in very rare circumstances, a garnishment cannot be issued until a creditor obtains a “J...

The first step is to pick up the phone.  Every garnishment issued in Oregon will have the name of the creditor and a phone number to call.  Call them up and talk. Before telling them the garnishment...

Yes.  On Oregon wage garnishment can last for up to 90 days and while active your employer is required to take a portion of your earnings and send it to your garnishing creditor.  If you have not do...

Under Oregon law, a creditor garnishing your wages must provide you a copy of the garnishment but not in advance of delivering the garnishment to your employer or payroll service.  Usually a garnishm...

Maybe.  If one of the garnishments is from a state or federal taxing agency, or a Court order, then you may be subject to more than one garnishment.  However, generally only one Oregon Wage Garnishm...

The American Institute of Bankruptcy Attorneys has recognized the exceptional performance of Oregon’s Attorney Michael D. O’Brien as Five Years 10 Best Bankruptcy Attorney for Client Satisfaction....

It should come as no surprise that income matters when considering bankruptcy.  Yes, it is possible to make too much money to file bankruptcy. Every bankruptcy filing must be made in “good faith”...

Bankruptcy Attorneys in Portland, Oregon Sometimes people find themselves falling behind on their mortgage payments and face the dreaded “F” word = foreclosure.  People may fall behind because o...

On behalf of a client I recently discovered this program.  Since Legacy is a not-for-profit health care provider, they have a program to forgive medical debt to those in need.  If household income i...

Pretty much the whole world is going bonkers about the new Pokemon Go game, but for many players that signed up, they missed some pretty important stuff. Before they caught their first Pikachu, player...