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Michael O’Brien’s Blog


Legal Blog about Bankruptcy in Oregon


Learn more about the bankruptcy process in Oregon through our legal blog. Call us at 503-852-9047 to schedule a consultation with our Portland bankruptcy lawyer and get legal help filing bankruptcy in Bend, Clackamas, Portland, and surrounding areas in Oregon.

Credit Lock vs. Credit Freeze

What is the difference between a credit lock and a credit freeze?   You might have heard about these terms, credit freeze and credit lock. You've probably read them online or have seen them on televi...

How Can Lawyers Help With My Debt Settlement?

Lawyers Can Help You With Debt Settlement When you have overwhelming debt, it can feel like there will never be an end to it. This is a serious problem that will not typically go away on its own, espe...

When Should You Declare Bankruptcy?

Knowing Your Options in Solving Debt Problems Almost everyone has debts. Even a whole country borrows from an international fund or from other countries to sustain their needs. But not everyone can or...

How to Qualify and File for Chapter 7

A Brief Overview of Chapter 7 Bankruptcy Bankruptcy is a legal proceeding filed by a person or business struggling with debt and unable to settle monthly payments to their lenders.  It offers the deb...

American Credit Scores on the Rise

American credit scores are still on the rise even as the pandemic continually affects us. Even without stimulus checks, the credit scores of Americans have continued to improve thanks to forbearance p...

Sometimes a Lawyer is All You Need to Improve Your Health

It is no secret that declaring bankruptcy, facing eviction, or garnishment can lead to high levels of stress, which, if not treated properly can lead to more serious health problems. While it may be t...

Eviction Defense Project in Oregon

Lifting the Oregon Eviction Ban As of July 1st, the Oregon ban on evictions for nonpayment of rent ended and Oregon tenants are now expected to pay rent or face eviction. Many Oregonian are still stru...

Protecting homeowners during the COVID-19 pandemic

Protecting homeowners during the COVID-19 pandemic is one of the key components of the CARES act. For Oregonians who have fallen behind, or are struggling to keep afloat with their mortgage payments, ...

Time Heals Credit

Time heals all wounds – even bad debt.  Credit reports are important but beware the “credit score.” Although it is debatable that time, does in fact, heal all wounds.  It is certain that time ...

Oregon Eviction Ban extended

By order of Governor Kate Brown, the eviction ban in Oregon which was set to expire on September 30th has been extended through December 31st.   However, this new executive order (No. 20-56 for tho...

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FACING COMPLEX DEBT PROBLEMS?

Whether you're dealing with overwhelming debt, stopping foreclosure or repossession proceedings, or looking for a way to protect your assets, our Portland bankruptcy attorneys are here to help you overcome your financial hurdles!

Please be aware that submission of this no-obligation form does not establish an attorney-client relationship. By filling out the form, you agree to receiving emails from our firm regarding your case evaluation and other helpful resources. 

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Disclaimer:By submitting this form you consent to our privacy policy. If you prefer contact via text you understand that *regular text message rates may apply. The information presented on this site should not be construed as formal legal advice and your submission of this form does not establish a lawyer/client relationship. We are proud to be a debt relief agency who frequently, but not always, helps people get relief through bankruptcy.

portland bankruptcy attorney logo

FACING COMPLEX DEBT PROBLEMS?

Whether you're dealing with overwhelming debt, stopping foreclosure or repossession proceedings, or looking for a way to protect your assets, our Portland bankruptcy attorneys are here to help you overcome your financial hurdles!

Please be aware that submission of this no-obligation form does not establish an attorney-client relationship. By filling out the form, you agree to receiving emails from our firm regarding your case evaluation and other helpful resources.