Michael O’Brien’s Blog


Legal Blog about Bankruptcy in Oregon


Learn more about the bankruptcy process in Oregon through our legal blog. Call us at 503-852-9047 to schedule a consultation with our Portland bankruptcy lawyer and get legal help filing bankruptcy in Bend, Clackamas, Portland, and surrounding areas in Oregon.

How long do Oregon Judgment’s last?

Way too long to ignore.  For non-governmental judgments, they last for 10 (yep, ten) years.  And, so long as the creditor files a renewal prior to the expiration of that ten-year term, it is renewed...

Dangers of setting up a Payment Plan

If you set up a payment plan, a creditor will often want you to authorize direct payments from your bank account.  Talk to your bank to make sure that once you give that authority you can stop the au...

I’m being sued in Oregon, now what?!

At the outset we need to distinguish between “civil” lawsuits and “criminal” lawsuits.  This information pertains to civil lawsuits only and, since we are lawyers who help with debt problems,...

What if the garnishment is improper?

It is highly unlikely – but not impossible – that you can challenge the garnishment as improper.  Except in very rare circumstances, a garnishment cannot be issued until a creditor obtains a “J...

What can I do to stop an Oregon Wage Garnishment?

The first step is to pick up the phone.  Every garnishment issued in Oregon will have the name of the creditor and a phone number to call.  Call them up and talk. Before telling them the garnishment...

Is there a difference between an Oregon Wage Garnishment and an Oregon Bank Garnishment?

Yes.  On Oregon wage garnishment can last for up to 90 days and while active your employer is required to take a portion of your earnings and send it to your garnishing creditor.  If you have not do...

Why wasn’t I notified of this garnishment?

Under Oregon law, a creditor garnishing your wages must provide you a copy of the garnishment but not in advance of delivering the garnishment to your employer or payroll service.  Usually a garnishm...

Can I be subject to more than one Oregon Wage Garnishment?

Maybe.  If one of the garnishments is from a state or federal taxing agency, or a Court order, then you may be subject to more than one garnishment.  However, generally only one Oregon Wage Garnishm...

PRESS RELEASE: Michael D. O’Brien Has Been Nominated and Accepted as Five Years AIOBA’s 10 Best in Oregon For Client Satisfaction

The American Institute of Bankruptcy Attorneys has recognized the exceptional performance of Oregon’s Attorney Michael D. O’Brien as Five Years 10 Best Bankruptcy Attorney for Client Satisfaction....

Do I make too much money to file for bankruptcy?

It should come as no surprise that income matters when considering bankruptcy.  Yes, it is possible to make too much money to file bankruptcy. Every bankruptcy filing must be made in “good faith”...

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Whether you're dealing with overwhelming debt, stopping foreclosure or repossession proceedings, or looking for a way to protect your assets, our Portland bankruptcy attorneys are here to help you overcome your financial hurdles!

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What debt problems are you having?

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portland bankruptcy attorney logo

FACING COMPLEX DEBT PROBLEMS?

Whether you're dealing with overwhelming debt, stopping foreclosure or repossession proceedings, or looking for a way to protect your assets, our Portland bankruptcy attorneys are here to help you overcome your financial hurdles!

Please be aware that submission of this no-obligation form does not establish an attorney-client relationship. By filling out the form, you agree to receiving emails from our firm regarding your case evaluation and other helpful resources.