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OREGON BANKRUPTCY LAW FIRM

Portland Bankruptcy Myths

Are you uncertain about bankruptcy due to common misconceptions? Don’t let these misconceptions hinder your path to financial freedom. Read our article or consult our law firm to debunk these myths and gain a clear understanding of bankruptcy, empowering you to take control of your financial future.

MYTHS ABOUT BANKRUPTCY

Are you drowning in debt and unsure of your options? Bankruptcy may be the right option for you! If you’re hesitant to file for bankruptcy because of conceptions, we have you covered. It’s crucial to separate fact from fiction and understand the truth about bankruptcy. Discover the truth about bankruptcy myths and how an attorney can help you navigate this process successfully.

BANKRUPTCY MYTH #1

Bankruptcy Ruins Your Credit Forever!

Not true, with guidance and work, many people rebuild their credit score to 720 within two years of filing for bankruptcy and federal home loan programs exist so you can buy a home two years after bankruptcy.

BANKRUPTCY MYTH #2

You cannot eliminate credit card debt!

This myth is often promoted by the credit card industry but is simply WRONG.  Credit card and other consumer debts are eliminated every day by the bankruptcy courts.

BANKRUPTCY MYTH #3

You will lose your home if you file for bankruptcy!
Not true, most people don’t lose any of their assets when they file for bankruptcy and there is one type of bankruptcy that allows you to protect all your assets regardless of value.

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Oregon Bankruptcy Relief

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BANKRUPTCY ATTORNEY IN PORTLAND & BEND OR

QUALITY REPRESENTATION. AFFORDABLE BANKRUPTCY PROTECTION.

Michael D. O’Brien is the Managing Partner of Michael D. O’Brien & Associates, P.C. and also supervises the Bankruptcy Practice Group. For nearly 28 years, Michael D. O’Brien & Associates, P.C. has helped individuals and families from Portland, Bend, Clackamas, Tigard, and nearby Oregon areas with affordable bankruptcy protection and Asset Protection strategies to solve debt and financial hardships. We are Portland bankruptcy attorneys serving the greater Washington, Multnomah, Clackamas counties. Our Bend, Oregon offices service our friends in Central Oregon.

Each fact pattern is unique, whether you need to file a Chapter 7 to protect against wage garnishment, an asset protection Chapter 13 to stop a foreclosure, or a Chapter 11 to restructure secured debt, our bankruptcy lawyers are here to help. Perhaps your debt problem can be solved through bankruptcy alternatives and our clients appreciate that we do not push for bankruptcy.

Michael O'Brien Bankruptcy Attorney

NATIONALLY-CERTIFIED CONSUMER BANKRUPTCY ATTORNEYS IN OREGON

Did you know?  Two out of the only three nationally-certified consumer bankruptcy attorneys in Oregon are in our bankruptcy firm!

PORTLAND BANKRUPTCY LAWYERS

Client Testimonials

I was given the direction step-by-step in order to pay off my debt without having worries. I was also given directions for the things I need to get in writing on paper. The professional advice was “get your paperwork trail” after I got off the phone. The name and number were saved to my contacts. Much appreciated, Thank you!

Tim

Though I’m a new client, our first case evaluation over the phone felt that the lawyer knew his business and I felt that he was there to help me & without a doubt everyone else that is a client. I’d recommend this office to any & all!

Jay Hoak

Michael O’Brien is a true professional probably one of the best attorneys in the state maybe the country, the services I needed wasn’t his specialty but gave me a wonderful referral that has helped me for my needs. I highly recommend him, thanks Michael

K. Shields

bankruptcy attorneys in portland oregon
Serving clients in Portland, Tigard, Beaverton, Hillsboro, Lake Oswego, Sherwood, West Linn, Oregon City, Gladstone, Milwaukie, Clackamas, and Gresham.

“We are proud to be a debt relief agency with 2 out of the only 3 nationally-certified consumer bankruptcy attorneys in Oregon! We help people get relief through bankruptcy and non-bankruptcy alternatives.”

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BONUS MATERIAL OF 7 ADDITIONAL MYTHS YOU MUST KNOW IF CONSIDERING BANKRUPTCY IN OREGON

BONUS MATERIAL OF 7 ADDITIONAL MYTHS YOU MUST KNOW IF CONSIDERING BANKRUPTCY IN OREGON!

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