Michael O’Brien’s Blog

The final gavel has fallen, your discharge papers are signed, and you’re finally free from the crushing weight of overwhelming debt. But as you sit in your Portland home, maybe

When financial storms hit Portland landlords, the intersection of bankruptcy law and rental property ownership creates a complex web of challenges and opportunities. Whether you’re facing personal financial difficulties or

Your retirement nest egg represents decades of hard work and careful planning. When financial storms hit and bankruptcy becomes a consideration, one of your biggest concerns is likely whether you’ll

“Can I be forced to pay my daughter’s car loan?” – A Co-Signer’s Tale Mark never thought twice about co-signing his daughter’s car loan. It seemed like a simple favor

Navigating Two of Life’s Most Challenging Legal Processes When it rains, it pours—a saying all too familiar to people both meteorologically and metaphorically. Facing financial hardship alongside the breakdown of

Your Path to Financial Freedom That small piece of plastic in your wallet can carry a surprisingly heavy weight. For many Oregonians, credit card debt has become an unwelcome companion,