Michael O’Brien’s Blog

If you set up a payment plan, a creditor will often want you to authorize direct payments from your bank account.  Talk to your bank to make sure that once

At the outset we need to distinguish between “civil” lawsuits and “criminal” lawsuits.  This information pertains to civil lawsuits only and, since we are lawyers who help with debt problems,

It is highly unlikely – but not impossible – that you can challenge the garnishment as improper.  Except in very rare circumstances, a garnishment cannot be issued until a creditor

The first step is to pick up the phone.  Every garnishment issued in Oregon will have the name of the creditor and a phone number to call.  Call them up

Yes.  On Oregon wage garnishment can last for up to 90 days and while active your employer is required to take a portion of your earnings and send it to

Under Oregon law, a creditor garnishing your wages must provide you a copy of the garnishment but not in advance of delivering the garnishment to your employer or payroll service.